Dan tiada seorangpun yang dapat mengetahui (dengan pasti) apa yang akan diusahakannya besok dan tiada seorangpun yang dapat mengetahui di bumi mana dia akan mati. Sesungguhnya Allah Maha mengetahui lagi Maha Mengenal.
[3] Dominick Salvatore, "Managerial Economics, in a Global Economy", 4th ed, (Harcourt College Publisher, Orlando, USA, 2001)
[4] Richard Bailey,"Underwritting in Life and Health Insurance Company", (LOMA, 1987)
[5] Harriett E Jones J.D, "Principles of Insurances: Life, Health and Annuities", (LOMA, 1999), 2rd edition.
[6] Diklat Asuransi Syariah Indonesia Angkatan XII, "Materi Sertifkisai Asuransi Syariah Tingkat Ajun", (Jakarta, 2005)
[7] Arthur Williams Jr & Richard M Heins, "Risk Management & Insurance", (Mc Graw Hills Book Company, 1985)
[8] Mohd. Ma'sum Billah, "Principles and Practice of Takaful and Insurance (Compared)", (International Islamic University Malaysia, 2001)
[9] Muhammad Syakir Sula,"Asuransi Syariah (Life and General), Konsep dan Sistem Operasional)", (Gema Insani Pres, Jakarta, 2004)
[10] Mohd. Ma'sum Billah, "Principles and Practice of Takaful and Insurance (Compared)", (International Islamic University Malaysia, 2001)
[11] Fatwa Dewan Syariah Nasional No 21/DSN-MUI/X/2001 tgl 17.10.01
[12] dana tabarru (dalam Bab I Ketentuan Umum, Pasal 1 angka 4 PMK No 18 / PMK. 010 / 2010 dikatakan bahwa Dana Tabarru adalah kumpulan dana yang berasal dari kontribusi para peserta, yang mekanisme penggunaannya sesuai dengan Akad Tabarru yang disepakati).
[13] Mohd. Ma'sum Billah, "Principles and Practice of Takaful and Insurance (Compared)", (International Islamic University Malaysia, 2001)
