with the provisions of the Financial Services Authority
stipulated eight risks includes Credit Risk, Market Risk,
Liquidity Risk, Operational Risk, Legal Risk, Strategic
Risk, Compliance Risk, and Reputation Risk. A better
description of each risk as follows:
CREDIT RISK
Based on the Financial Services Authority Regulation
Number 18/POJK.03/2016, credit risk defined as the
arising risk from other parties which failed to fulfill their
obligations including credit risk due to debtor failure,
credit concentration risk, counterparty credit risk, and
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