Risk Management

Potential Losses

Potential losses on the bank lending activities can

arise due to insufficient knowledge, inadequate

internal credit processes, inaccurate in-depth credit

analysis, funding in potentially high-risk sectors,

credit concentration, and placement activities

or the securities purchases in considered less

bona fide company handled by Human Resource

responsible in the credit sector, inducing defaults

and bank losses which forced to form Impairment

on Non-Financial Assets, costs incurred due to the