Pro Tips for Millennials to Get A House

- Property Website

- Rumah123

- Rumah.com

It is also important to see the credibility of the website. Since we're looking for houses which will require a lot of money, of course do not trust any website that will require you to deposit/transfer the money in advance. Through the property website, the information that you will need is actually:

1. The details of the house with the specification,
2. The price & possible mortgage scheme 
3. The marketing contact that you can approach
4. Address of the marketing gallery & the actual house location. 

The searching process is fun and games! It will take time, and don't rush.

If You Had Other Jobs Before the Current One, Prepare The Letters!

After you find and select the house that you want, then you will need to go with the process with the Bank. This process also will require a lot of effort, especially if you have had a few other works before your current ones. For some reasons, Banks will tend to reconsider if you used to move between jobs. And if you did, you can prepare the letter that officially stated that you used to work there, in advance. These letters will be needed (sometimes) because the Banks will probably ask for some proof to show you actually worked there before your current job. When you have time, you can prepare it in advance. Besides for this mortgage administration, you might also need to use it later for other purposes. So, it's a win-win action. 

Make Sure to Keep The Communication Well Between You and Your Current HR, and The Previous Ones!

This one tip is one thing that people tend to think not important, while in fact, it is important. Not only for this matter, maintaining good relations & communication with other people is always good for ANYTHING in our lives! During the process to get a house, during the process with the Banks, they will actually need to call (to assess & verify your data) not only to your current company but also to your previous ones. With this, the least that you will need to do is to call your current and previous HR and telling them that you're currently in the process of getting a house and there might be people from the Banks calling them. With this, imagine if you don't have a good relationship with them? Or imagine if you quit your last job, not in a good way. Do you even think your previous HR will likely to answer your call or the Banks call for you? Even if they answer just because they have to, when they don't like you, the way they answer the Banks will surely be in a good satisfying manner that will possibly make Banks reconsider your mortgage application. 

Keeping good communication here also includes if you will need to prepare an official letter stating that you worked in your previous office. The process will surely take a much faster time if you have good communication and relation with your previous office. 

Thus, it is always important to maintain a good relationship with anyone, for any reason or for nothing at all. We never know what the future may hold, right?

With that being said...

Trying to get a house is not only about the money that we can prepare, but it is about a whole other process too. Make sure it is what you want to get and want to proceed because if you're only going with a half heart with it, the process will be a quite-hell of a journey. But if you're fully hearted to the process, it can still be enjoyable. Especially when you finally the the house of your dream :)