"QRIS Indonesia: A Catalyst for Digital Payments Transformation" - Visa - https://www.visa.co.id/run-your-business/small-business-tools/digital-payments/qris-indonesia.html
"Economic Integration in ASEAN" - World Bank Group - https://www.worldbank.org/en/news/feature/2016/09/20/economic-integration-in-asean
"ASTRO (ASEAN Straight Through Processing for Payment) Update" - Monetary Authority of Singapore - https://www.mas.gov.sg/news/speeches/2019/astro-update
"Indonesia's QR Code System: Accelerating Digital Payments" - Financial Times - https://www.ft.com/content/69416b3e-b5b4-45ed-b0ef-7c7ed5e1988e
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