A Study of The National Economic Development Impact of Loan and Collateral Policy (KUR) for Small Business Owner/Manager with Different Cultural Background in Indonesia

SKDU

RT = 1 Days,

RW = 1 Days,

Kelurahan = No Guarantee.

Max 7 Days

1 - 2 Month

·University Curriculum

·Less Requirement Information

·Too many Requirement(KTP, Surat Pengantar, PBB copy, KK)

·Disputed information.

·Time and Money Corruption in “Kelurahan”

·Local Government

·Minister = Rp.0

·Rp. 75 – Rp. 300.

NPWP

Tax Dept / Pajak

2 Days

2 – 7 Day’s