During the authentication process, there are no signs that a malware infection occurred.
This transaction is not related to fraud that could occur while providing payment services.
The customer isn't in an unusual location.
The payee isn't in a high-risk area.
If a Payment Service Provider has high fraud rates over more than two consecutive quarters, it cannot claim this exemption.
This exemption will encourage competition among Payment Service Providers.
A Payment Service Provider that has a low fraud rate will make it easier for your customers to checkout. You will have a greater chance of being able to use the "transaction risks analysis" exemption.
Direct Debits
SCA does not cover Direct Debits. To set up Direct Debits, a customer doesn't need to be covered by SCA.
Technically, this is not an exclusion. Direct debits are initiated by merchants/retailers and thus fall outside the PSD2's scope.
3D Secure
