Strengths and Weaknesses of Using QRIS

As the times develop, technology is also growing, as well as buying and selling transactions, which in the past used a barter system to turn into cash and now use digital payments or more commonly known as QRIS (Quick Response Code Indonesia Standard). With the existence of non-cash payments using the QR Code, it will facilitate transactions made between sellers and buyers by scanning the barcode that has been provided by the seller. The QRIS payment method reaches various merchants and also mobile banking applications or digital wallets. QRIS is practical because it is universal because it unites QR from various Payment System Service Providers (PJSP), for example such as Ovo, GoPay, Dana and LinkAja. (mth, 2021).