Indonesia finances its healthcare system using fragmented public and private entities. While around half of the population is covered by Indonesian government’s equivalent of a Medicaid program (108 million, 46%), the remaining 13% of population (30 million) is covered by Askes, Taspen, and Jamsostek, government-run health insurance programs for government employee and formal sector workers; and 3.7% (9 million) is covered by private health insurance. This leaves 86 million (37%) Indonesians uninsured with serious financial risk of catastrophic health expenditure.1