Why is the economy rising because of Islamic banks? The financial sector in the country is very important because it will be the main goal of some countries if the economy in Indonesia has increased the welfare of the community will be better. To improve Indonesia's economy with Islamic banks can be done from several aspects such as developing financing for the business, improving the ZIS program thoroughly to the community, in this way will improve the Indonesian economy and will be more prosperous.
      The first reason to develop financing for a business with Islamic banks, nowadays Islamic banks innovate financing to increase sharia market share. Islamic bank has been financing for UMKM (small micro-enterprises), according to the Bank Indonesia leader said, there are 57 million UMKM in Indonesia that are experiencing developments, with UMKM developing and many will create jobs for unemployment and poverty in Indonesia.
An Islamic bank is one of the options for developing UMKM financing because the financing made by sharia banks is different from conventional banks, the difference lies in the principle, Islamic banks develop UMKM with sharia principles that the business must be halal, Business activities do not contain usury, and business activities do not contain any element of fraud. I think the role of sharia Bank is now affecting the Indonesian economy by empowering less capable communities to be more independent and creative in opening businesses and also giving Samaniah to the community for the less capable community.
      The second reason, improving the ZIS program (Zakat, Infaq, and Shodaqoh), Islamic banks have a ZIS program to give to a less capable community, Islamic banks manage ZIS funds for less capable communities using the customers offered to leave their treasures to be gathered and channeled to the community, With it, Islamic banks cooperate with the institutions that manage the ZIS so that the fund distribution is faster. I think it is very good because it is helping our fellow man, but what is in question is whether the ZIS administration has been thorough to the community in remote areas? This is a problem in sharia banks for the distribution of ZIS funds.
So, The economy in a country is very important because the economy is a factor that is the goal of developing the country, about sharia banks here is very helpful to increase the economy in Indonesia in this way, Islamic Bank continues to strive to innovate the products in Sharia banks, Related to the fund distribution of ZIS Islamic banks can cooperate with sharia financial institutions that have the ZIS funding program, with Islamic banks working with the ZIS agency to disburse funds can be thorough to the underprivileged community and Islamic banks should be more stressed to disburse the funds. So for Muslims better use Islamic banks that certainly do not contain unclean elements and can help the people who are less able to set aside assets in Islamic banks to be channeled to the community.
