These days, the hegemony of banking in this world has been outgrown. Meanwhile, the existence of business depends largely on fund or capital. Problems like "Do you have any collateral?" will arise if we continue depending ourselves on banks.
In fact, around 80% of small and medium business entrepreneurs have no collateral. No assets can be used for collateral due to the fact that they provide services (not products), rent land (not own), and so on. How can SME grow in such banking system? Moreover, Indonesian banks have so-called interest (riba) which is considered haram (haram).
Today, government has not come up with solutions. However, as we all know, private sectors have the power to help, with support from the government. This is the time on which Cyronium exists.
 Cyronium was created by PT Santara Daya Inspiratama as crypto assets with both future values and an underlying of precious metal.As digital asset, cyronium has not only infinite growth of future value like bitcoin but also supply and demand like stocks. Â
Cyronium is considered better because it is based on an underlying precious metal that is able to minimize risks of loss. In addition, cyronium uses trust-based blockchain technology in that investors are open and protective to each other.
As crypto asset, Cyronium's mission is to empower 10 thousand Small and Medium Enterprises by lending no-interest loan. Cyronium will grow into crowdfunding platform for small and medium business entrepreneurs to get funding for their businesses."Cyronium is a platform that will empower business people. This company will assist them in funding, educating and empowering the people to grow bigger," Mardigu Wowiek P., Founder Cyronium, said in the press conference in Jakarta (29/05/2018).
Not regulated under central government regulation, Cyronium is very optimistic about its existence that will disrupt cryptocurrency market and revolutionize world's financial system. Under its trust and openness concept, it will also shift centralization of investment.Cyronium savings will level up SME scale 4 times at minimum within 5 years. It is not charity but investment.Â
Just like gold, cyronium investment is expected to keep escalating.The following diagram shows Cyronium as Crypto Asset that helps to fund SMEs in Indonesia.(FIGURE)Today, Cyronium has officially launched an ICO (Intial Coin Offering) from 27 May to 27 July 2018.Â
Thereafter, cyronium will officially be commercial. Dear friends, let's get together to build SMEs, invest in cyronium and make Indonesia great again. Let's invest in Cyronium and build the SMEs!
