List of Nigerian Banks USSD Transfer Codes Online payments have evolved over the years to become the order of the day, as more people are choosing e-payments over traditional bank deposits and withdrawals. From mobile bank apps to virtual banking, down to mobile money services, there are just a whole lot of trends to aid seamless mobile payments across the globe. One of such trends is the use of the USSD code (USSD banking). The USSD banking has become a go-to option for mobile payments, especially for people in rural settlements or just anyone who is out of internet connection but needs to make payments online. People can now shop, pay bills, get help and even send money online using special number codes, without the need for internet connections. This article answers the question “What is USSD banking and how does it work, including its benefits, and the list of Nigerian banks’ USSD transfer codes for your convenience. Read along. What is USSD Banking and How Does It Work? The acronym USSD stands for "unstructured supplementary service data," and it's a technology that has been around since the early '90s. It was developed by the GSM Association, the trade organization behind most of the world's cell phone standards. USSD banking is an SMS-based mobile banking service, where a USSD shortcode is used to access financial services like transfers, bill payments, airtime recharges, etc. USSD banking is a safe, convenient, and cost-effective means of accessing financial services on your phone without the use

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