Backend: Node.js or Django
Database: PostgreSQL or MySQLÂ
Security Protocols: Implement TLS (Transport Layer Security) for secure communication and OAuth 2.0 for authorization.
Building Essential Features  Â
For being real, an app is always admired based on how much a number of features it includes that value users most. Once you have outlined a feature, it's time to create all those matters to get the most out of your online banking app.
Easy Onboarding
A straightforward and secure onboarding will help you succeed. Ensure that app users can easily sign up and verify their identity without any hurdles.
Budgeting and Spending Insights
Incorporate features that can categorize expenses, track spending, and provide insights into users' financial habits.
In-App Payments
Your app should allow users to send money, split bills, or securely pay with gateways like Stripe or PayPal.
